Terms of Use

By accessing or using CalcModern (calcmodern.com, the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with any part of these Terms, please do not use the Site.

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you and CalcModern. By accessing the Site, you acknowledge that you have read, understood and agree to be bound by these Terms and our Privacy Policy.

2. Use of the Site

You may use the calculators and tools on this Site for personal, educational and non-commercial purposes. You agree not to:

• Attempt to disrupt, overload or impair the Site's infrastructure.
• Scrape, crawl or harvest content at scale without prior written permission.
• Misrepresent calculator results as professional financial, medical or legal advice.
• Use the Site for any unlawful purpose or in violation of any applicable laws.
• Reproduce, distribute or create derivative works from the Site's content without permission.

3. Intellectual Property

All content on this Site — including text, graphics, logos, icons, code and calculator designs — is the property of CalcModern or its content suppliers and is protected by international copyright, trademark and intellectual property laws. You may not reproduce, modify or distribute any content without our prior written consent.

4. Calculator Results — No Professional Advice

The calculators on this Site are provided for informational and educational purposes only. Results do not constitute professional financial, medical, legal, tax or any other professional advice. Always consult a qualified professional before making important decisions based on calculator output. See our Disclaimer for full details.

5. No Warranty

The Site and all calculators are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

While we strive for accuracy in all our formulas and calculations, we make no guarantee that results are error-free, complete, current or suitable for any particular purpose.

6. Limitation of Liability

To the maximum extent permitted by applicable law, CalcModern, its owners, contributors and affiliates shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages arising from or related to your use of, or inability to use, the Site or its calculators, even if we have been advised of the possibility of such damages.

7. Third-Party Content and Links

The Site may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy policies or practices of any third-party sites. Your use of third-party sites is at your own risk.

8. Indemnification

You agree to indemnify and hold harmless CalcModern, its owners and contributors from any claims, damages, losses or expenses (including reasonable attorney fees) arising from your use of the Site or violation of these Terms.

9. Modifications

We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. The "Last updated" date at the top reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of the Site shall be resolved through appropriate legal channels.

11. Contact

If you have questions about these Terms, contact us at info@calcmodern.com or via our contact page.