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150+ Free Online Calculators, All in One Place

Free, fast and accurate calculators for finance, health & fitness, math and unit conversions. From mortgages and BMI to GPA, paycheck and compound interest — pick a tool and get an instant answer. No sign-up required.

Finance Calculators

Mortgage Calculator

Mortgage / Home Loan

Estimate monthly mortgage payments, total interest and amortization for any home loan amount, rate and term.

Loan Calculator

Personal / Auto Loan

Work out the monthly repayment, total interest and total cost of any personal, auto or student loan.

Compound Interest Calculator

Investment Growth

See how your savings grow with compound interest. Add monthly contributions and choose any compounding frequency.

Simple Interest Calculator

Principal × Rate × Time

Calculate simple interest, total amount and interest earned over any period.

Savings Goal Calculator

Reach a target amount

Find out how much you need to save each month to reach a financial goal by a target date.

Retirement Calculator

Nest egg projection

Project your retirement savings using current age, retirement age, savings, monthly contributions and expected return.

Inflation Calculator

Future value of money

See how inflation erodes the purchasing power of money over time.

Sales Tax Calculator

Add or remove tax

Add sales tax to a price, or work backwards from a tax-included price to find the pre-tax amount.

Discount Calculator

Sale price & savings

Calculate the sale price after a percentage discount and see how much you save.

ROI Calculator

Return on investment

Calculate return on investment (ROI), profit and annualized return.

Salary Calculator

Hourly ↔ annual

Convert between hourly, weekly, monthly and annual pay.

Paycheck Calculator

Take-home estimate

Estimate your take-home pay after a flat tax rate. Adjustable pay frequency and pre-tax deductions.

Tip Calculator

Tip & bill split

Quickly compute tips and split a bill between any number of people, with optional tax handling.

Currency Converter

Manual exchange rate

Convert between currencies using a rate you supply (no live data — works offline).

Credit Card Payoff Calculator

Months to debt-free

See how long it will take to pay off a credit card balance and how much interest you will pay.

Car Loan Calculator

Auto loan w/ down payment

Calculate your monthly auto loan payment including down payment, trade-in value and sales tax.

Income Tax Bracket Estimator

US federal estimate

Estimate your US federal income tax using 2024 brackets for single, married-jointly and head-of-household filers.

Rent vs Buy Calculator

Monthly cost compare

Quickly compare the monthly cost of renting versus buying a home.

50 / 30 / 20 Budget Calculator

Income allocation

Split your monthly income into needs, wants and savings using the popular 50/30/20 budget rule.

Investment Fee Impact

Expense-ratio drag

See how mutual fund or ETF expense ratios eat into your returns over decades.

CD Calculator

Certificate of deposit

Calculate the maturity value and interest earned on a Certificate of Deposit (CD).

Break-Even Calculator

Units to profitability

Find the number of units you need to sell to cover fixed and variable costs.

Markup Calculator

Cost → selling price

Calculate the selling price, profit and margin from a cost and markup percentage.

Net Worth Calculator

Assets − liabilities

Add up your assets and liabilities to find your current net worth.

Loan Comparison Calculator

Compare 2 loans side-by-side

Compare two loan offers side-by-side: monthly payment, total interest and total cost.

Mortgage Refinance Calculator

Break-even & savings

See whether refinancing your mortgage is worth it: monthly savings, total savings and break-even point.

Mortgage Extra Payment Calculator

Pay off early & save interest

See how much interest you save and how many years you cut by adding extra to your monthly mortgage payment.

Car Lease vs Buy Calculator

Compare total cost

Compare the total cost of leasing vs buying a car over the same period, including residual value and interest.

Stock Profit Calculator

Gain / loss with fees

Calculate gain or loss on a stock trade including buy/sell commissions, plus % return and break-even price.

Overtime Pay Calculator

Time-and-a-half wages

Calculate weekly pay including overtime hours at time-and-a-half (or any custom multiplier).

APR vs APY Converter

Nominal ↔ effective rate

Convert between APR (nominal) and APY (effective annual yield) for any compounding frequency.

Emergency Fund Calculator

Months of expenses

Find how big your emergency fund should be and how long it will take to reach it.

Dividend Yield Calculator

Yield, income & DRIP

Calculate dividend yield, annual dividend income and projected reinvestment returns (DRIP).

Annuity Calculator

Monthly payout from a lump sum

Calculate the monthly payout an annuity will deliver for a given principal, rate and number of years.

Roth vs Traditional IRA

After-tax comparison

Compare the after-tax future value of a Roth IRA vs a Traditional IRA contribution given current and retirement tax rates.

Home Affordability Calculator

28/36 rule

Find the maximum home price you can afford based on income, debts, down payment and interest rate using the 28/36 rule.

Cap Rate Calculator

Real-estate yield

Calculate the capitalization rate (cap rate) of a rental property: NOI ÷ property value.

FIRE Number Calculator

Financial independence target

Estimate your Financial Independence / Retire Early (FIRE) number using the 25× rule and a custom safe withdrawal rate.

Crypto Profit Calculator

Buy/sell with fees

Calculate gain or loss on a crypto trade including buy/sell exchange fees and percentage return.

Business Loan Calculator

Payment + origination fee

Calculate the monthly payment, total interest and effective APR of a business loan including origination fees.

Health & Fitness Calculators

BMI Calculator

Body Mass Index

Calculate your Body Mass Index (BMI) instantly using metric or imperial units. Understand whether your weight is healthy for your height.

Calorie Calculator

BMR & TDEE

Estimate your Basal Metabolic Rate (BMR) and daily calorie needs (TDEE) using the Mifflin–St Jeor equation.

Body Fat Calculator

US Navy method

Estimate your body fat percentage using the U.S. Navy circumference method.

Ideal Weight Calculator

Devine / Robinson

Find your ideal body weight using the Devine and Robinson formulas.

Water Intake Calculator

Daily hydration

Estimate how much water you should drink each day based on your weight and activity level.

Macro Calculator

Protein / carbs / fat

Split your daily calorie target into protein, carbohydrate and fat grams based on your goal.

Pregnancy Due Date Calculator

Estimated due date

Estimate your due date and current week of pregnancy from your last menstrual period.

Heart Rate Zone Calculator

Training zones

Find your maximum heart rate and the five common training zones from your age.

Running Pace Calculator

Distance / time / pace

Calculate running pace, time or distance — fill any two and we work out the third.

One-Rep Max Calculator

Lifting 1RM

Estimate your one-rep max (1RM) for any lift using the Epley formula.

Sleep Cycle Calculator

Wake-up / bedtime

Find optimal bedtimes or wake-up times based on 90-minute sleep cycles.

Lean Body Mass Calculator

Boer formula

Estimate your lean body mass using the Boer formula from height, weight and gender.

Waist-to-Hip Ratio Calculator

Health risk indicator

Calculate your waist-to-hip ratio (WHR) and see your associated health risk category.

Body Surface Area Calculator

Mosteller / Du Bois

Calculate body surface area (BSA) using the Mosteller and Du Bois formulas — used in clinical dosing.

Ovulation Calculator

Fertile window

Estimate your most fertile days and next period from your last menstrual period and cycle length.

Calories Burned Calculator

Activity METs

Estimate calories burned during exercise from activity type, duration and your weight.

Protein Intake Calculator

Daily protein target

Find your daily protein target in grams based on weight and activity goal.

Blood Alcohol Calculator

BAC estimate

Estimate blood alcohol content (BAC) using the Widmark formula — for educational use only.

Weight-Loss Goal Calculator

Target date / deficit

Find what daily calorie deficit will get you to your goal weight by a target date.

Steps-to-Distance Converter

Steps → km / mi / cal

Convert step count to distance and calories burned using your height.

VO₂ Max Estimator

Cooper / Rockport

Estimate your VO₂ max from a 1.5-mile run time using the Cooper formula.

Pregnancy Due Date Calculator

LMP → due date

Estimate your baby's due date and current pregnancy week from your last menstrual period (LMP) and cycle length.

Conception Date Calculator

Estimate when baby was conceived

Estimate the most likely date of conception from a known due date or last menstrual period.

Baby Formula Feeding Calculator

oz & feedings per day

Estimate the daily formula intake and per-feeding amount based on your baby's weight and age.

Child Adult Height Predictor

Mid-parental height

Predict a child's adult height using the mid-parental height (Tanner) formula.

Marathon Finish Time Predictor

Race time from a known PR

Predict your marathon, half-marathon or 10K finish time from a recent race using Riegel's formula.

Intermittent Fasting Calculator

16:8 · 18:6 · OMAD

Plan your intermittent fasting window — 16:8, 18:6, 20:4 or OMAD — and see your eating window times.

Heart Rate Training Zones

5 zones from age

Calculate your 5 heart-rate training zones (recovery, endurance, tempo, threshold, VO₂) using the Karvonen method.

TDEE Calculator

Total daily energy expenditure

Calculate your Total Daily Energy Expenditure (TDEE) from BMR and activity level using the Mifflin–St Jeor equation.

Push-Up Fitness Test

Score by age & gender

Compare your push-up count against age- and gender-based fitness norms (excellent / good / average / poor).

Swim Pace Calculator

Pace per 100 m

Calculate your swim pace per 100 m or per 100 yd from a known swim distance and finish time.

Cycling Power-to-Weight

Watts per kilogram

Calculate your cycling power-to-weight ratio (W/kg) at FTP and see your category from untrained to world-class.

Cholesterol Ratio Calculator

Total / HDL & LDL / HDL

Calculate your total cholesterol-to-HDL ratio and LDL-to-HDL ratio with cardiovascular risk categories.

Blood Pressure Category

AHA classification

Classify a blood pressure reading by AHA categories: normal, elevated, hypertension stage 1 / 2, or crisis.

Waist-to-Height Ratio

≤0.5 = healthy

Calculate your waist-to-height ratio (WHtR) — a strong predictor of cardiovascular and metabolic risk.

Body Shape Calculator

Hourglass, pear, apple…

Determine your body shape (hourglass, pear, apple, rectangle, inverted triangle) from bust, waist and hip measurements.

Sleep Debt Calculator

Weekly sleep deficit

Track your weekly sleep debt by comparing actual sleep against your target nightly hours.

Wilks Score Calculator

Powerlifting comparison

Calculate your Wilks score for powerlifting to compare lifters across body weights and genders.

Math Calculators

Percentage Calculator

Percent of, % change

Calculate percentages, percentage of a number, percentage change and reverse percentages — all in one place.

Scientific Calculator

Expression evaluator

A safe scientific calculator that evaluates arithmetic expressions with sin, cos, tan, log, sqrt, π, e and more.

Fraction Calculator

+ − × ÷

Add, subtract, multiply or divide two fractions. Result is shown in lowest terms.

Square Root Calculator

√ and nth root

Calculate square roots and nth roots of any non-negative number.

Quadratic Equation Solver

ax² + bx + c = 0

Solve any quadratic equation. Real and complex roots, plus the discriminant.

GCD & LCM Calculator

Greatest common divisor

Find the greatest common divisor (GCD) and least common multiple (LCM) of any list of integers.

Right Triangle Calculator

Pythagoras

Solve a right triangle — give any two sides and get the third side, area and perimeter.

Circle Calculator

Area & circumference

Calculate the area, diameter or circumference of a circle from any one of those values.

Volume Calculator

Cube · sphere · cylinder

Calculate the volume of a cube, sphere or cylinder.

Probability Calculator

Independent events

Calculate the probability of independent events occurring together or either occurring.

Random Number Generator

Min–max integers

Generate one or many random integers in any range, with or without duplicates.

Logarithm Calculator

log_b(x) any base

Calculate logarithms with any base, including ln (natural log) and log base 10.

Exponent Calculator

a^b power

Raise any number to any real-number power, including negative and fractional exponents.

Factorial Calculator

n!

Compute the factorial of any non-negative integer up to 170 (and big-integer for higher values).

Combinations & Permutations

nPr · nCr

Compute combinations (nCr) and permutations (nPr) for any non-negative integers n ≥ r.

2×2 Matrix Calculator

Determinant & inverse

Calculate the determinant, inverse and transpose of a 2×2 matrix.

Distance Between Two Points

√((x₂−x₁)² + (y₂−y₁)²)

Find the straight-line distance and midpoint between two points on a 2D plane.

Slope & Intercept Calculator

y = mx + b from 2 points

Find the slope, y-intercept and equation of the line passing through two points.

Mean / Median / Mode Calculator

Central tendency

Calculate the mean, median, mode and range of any list of numbers.

Standard Deviation Calculator

σ and variance

Calculate the population and sample standard deviation, variance and mean of a data set.

Number Base Converter

Bin · Oct · Dec · Hex

Convert numbers between binary, octal, decimal and hexadecimal bases.

Percentage Change Calculator

Increase / decrease %

Calculate the percentage change (increase or decrease) between two numbers.

Ratio Calculator

Simplify & solve A:B = C:?

Simplify a ratio to lowest terms or solve a proportion A:B = C:D for the missing value.

Prime Factorization

Factor any integer

Find the prime factorization of any positive integer up to 10¹⁵ using trial division.

Arithmetic Sequence

nth term + sum

Find the nth term and partial sum of an arithmetic sequence given the first term and common difference.

Geometric Sequence

nth term + sum

Find the nth term and partial sum of a geometric sequence given the first term and common ratio.

2×2 System of Equations

Cramer's rule

Solve a 2×2 system of linear equations a₁x + b₁y = c₁ using Cramer's rule.

Complex Number Calculator

+, −, ×, ÷

Add, subtract, multiply or divide two complex numbers and view the result in rectangular and polar form.

Binomial Distribution

P(X=k), P(X≤k)

Compute binomial probabilities P(X=k), P(X≤k) and P(X≥k) for n trials with success probability p.

Z-Score Calculator

Standardize & percentile

Convert a raw score to a z-score and find the corresponding percentile for a normal distribution.

Confidence Interval

Mean ± margin

Calculate the confidence interval for a sample mean given sample size, mean, standard deviation and confidence level.

Dice Probability

Roll n dice → sum

Calculate the probability of rolling a given sum (or range) when rolling any number of fair dice.

Fibonacci Sequence

nth term & sequence

Compute the nth Fibonacci number (using BigInt) and list the first n Fibonacci numbers in the sequence.

Conversion & Utility Calculators

Age Calculator

Years, months, days

Find your exact age in years, months, weeks and days from your date of birth to any target date.

Date Difference Calculator

Days between dates

Find the exact number of days, weeks, months and years between any two dates.

Time Add / Subtract

Hours · minutes · seconds

Add or subtract hours, minutes and seconds from a starting time.

Time Zone Difference

Hours offset

See the time in another time zone given an offset from UTC.

Length Converter

m · ft · in · km · mi

Convert between meters, feet, inches, centimeters, kilometers, miles and yards.

Weight Converter

kg · lb · oz · g · stone

Convert between kilograms, pounds, ounces, grams and stones.

Temperature Converter

°C · °F · K

Convert temperatures between Celsius, Fahrenheit and Kelvin.

Speed Converter

km/h · mph · m/s · knots

Convert between kilometers per hour, miles per hour, meters per second and knots.

Fuel Cost Calculator

Trip fuel & price

Estimate the fuel cost of a trip from distance, fuel economy and fuel price.

GPA Calculator

Weighted GPA

Calculate your weighted Grade Point Average from any list of grades and credits.

Test Grade Calculator

Score from correct answers

Find your test percentage and letter grade from the number of correct and total questions.

Password Generator

Strong random password

Generate strong random passwords with custom length and character set.

Word & Character Counter

Live count

Count words, characters (with and without spaces), sentences and reading time of any text.

Area Converter

m² · ft² · acre · hectare

Convert between square meters, square feet, acres, hectares and other area units.

Liquid Volume Converter

L · gal · cup · ml

Convert between liters, gallons, milliliters, cups, pints, quarts and fluid ounces.

Data Storage Converter

B · KB · MB · GB · TB

Convert between bytes, kilobytes, megabytes, gigabytes and terabytes (binary or decimal).

Cooking Measurement Converter

cup · tbsp · tsp · ml

Convert between cups, tablespoons, teaspoons, milliliters and fluid ounces — perfect for the kitchen.

Shoe Size Converter

US · UK · EU

Convert shoe sizes between US, UK and EU systems for men and women.

Roman Numeral Converter

Decimal ↔ Roman

Convert between Arabic numbers and Roman numerals (1 to 3999).

Text Case Converter

UPPER · lower · Title · camel

Convert text between UPPERCASE, lowercase, Title Case, Sentence case, camelCase, snake_case and kebab-case.

Base64 Encoder / Decoder

Encode & decode text

Encode text to Base64 or decode Base64 back to plain UTF-8 text.

Unix Timestamp Converter

Epoch ↔ date

Convert between Unix timestamps (seconds since 1970) and human-readable dates.

UUID Generator

v4 random UUIDs

Generate one or more random UUID v4 identifiers using the browser's crypto API.

Age Difference Calculator

Years, months & days

Calculate the exact age difference between two people in years, months and days.

Dog Age Calculator

Dog years → human years

Convert your dog's age into human years using a modern size-aware formula (small / medium / large breeds).

Paint Calculator

Liters / gallons for a room

Estimate how much paint you need for a room based on wall dimensions, doors, windows and number of coats.

Concrete Calculator

Cubic yards & bags

Calculate the cubic yards or cubic meters of concrete and number of bags needed for a slab, footing or column.

Tile Calculator

Number of tiles + waste

Calculate how many tiles you need for a floor or wall, including a waste percentage for cuts.

Electricity Cost Calculator

kWh × rate per appliance

Estimate the running cost of any electrical appliance per day, month and year based on wattage and usage hours.

Color Converter

HEX ↔ RGB ↔ HSL

Convert colors between HEX, RGB and HSL formats with a live preview swatch.

Lat/Long Distance

Haversine formula

Calculate the great-circle distance between two latitude/longitude coordinates using the Haversine formula.

Wind Chill Calculator

NWS formula

Calculate the wind chill temperature — how cold it really feels — from temperature and wind speed (NWS formula).

Heat Index Calculator

Apparent temperature

Calculate the heat index (apparent temperature) from temperature and relative humidity using the NWS Rothfusz regression.

Dew Point Calculator

Magnus formula

Calculate the dew point temperature from air temperature and relative humidity using the Magnus formula.

Tip & Bill Split

Tip + per-person total

Calculate the tip on a restaurant bill and split the total fairly across any number of people.

Countdown Calculator

Time until any date

Find the exact years, months, days, hours and minutes remaining until a future date and time.

Zodiac Sign Calculator

Western & Chinese

Find your Western (Aries, Taurus…) and Chinese (Rat, Ox…) zodiac signs from your date of birth.

Life Expectancy Estimator

Years remaining

Estimate the years you may have left and your life expectancy using current age, sex and US actuarial baselines.

Aspect Ratio Calculator

16:9, 4:3, custom

Resize an image or video to a target width or height while preserving its aspect ratio.

⚡ Instant Results

All calculations run directly in your browser — no waiting, no servers, full privacy. Get your answer in under a second.

📱 Mobile Friendly

Designed mobile-first with large tap targets and readable typography. Works perfectly on every screen size — phone, tablet or desktop.

🔒 Privacy First

No accounts, no tracking of your inputs. Your numbers stay on your device. We never store or transmit your calculator data.

Frequently Asked Questions

Are all calculators on CalcModern free to use?
Yes, every calculator on CalcModern is 100% free. No sign-up, no subscription, and no hidden fees. All tools run directly in your browser with instant results.
How accurate are the calculators?
All calculations use industry-standard formulas sourced from widely accepted references (e.g., Mifflin–St Jeor for BMR, standard amortization for loans). The formulas are documented on each calculator page so you can verify the math yourself.
Is my data private when I use CalcModern?
Absolutely. All calculations run entirely in your browser using JavaScript. We never send your inputs to any server and we never store your results. Your numbers stay on your device.
Do I need to create an account?
No. CalcModern requires no registration, no login and no personal information. Just pick a calculator and get your answer in seconds.
Can I use CalcModern on my phone?
Yes, CalcModern is fully responsive and designed mobile-first. Every calculator works perfectly on phones, tablets and desktops with large tap targets and readable typography.