About the projection

We project savings forward month by month using the expected annual return, compounded monthly, with contributions added at the end of each month. Inflation and taxes are not included.

Frequently Asked Questions

Is the Retirement Calculator free to use?

Yes, the Retirement Calculator is 100% free to use. There are no subscriptions, no sign-ups, and no hidden fees.

Is my data safe when using the Retirement Calculator?

Absolutely. All calculations performed by the Retirement Calculator happen locally in your web browser. We do not store, track, or transmit your inputs or results to any server.

How accurate is the Retirement Calculator?

Our Retirement Calculator uses industry-standard formulas and methodology. You can view the exact formula and calculation logic used in the methodology section above to verify the math yourself.

Can I use the Retirement Calculator on my mobile phone?

Yes! The Retirement Calculator is fully responsive and works seamlessly on all devices including smartphones, tablets, and desktop computers.